Can You Find Someone To Ask The Question?

Please make the bad men and one woman stop ... make the elections go away!

Why is it that the people that get paid to actually listen to all the nonsense spewed forth from both political parties never ask a meaningful question? Why do they only regurgitate what each side retches up for the world to slop up?

Back in the day, when you wrote an opinion essay for English class, all the meaningless words were circled in red with a question ... what does this mean. A sixth grade English teacher would not let you get away with the complete ducking of a question or using words which did not really mean anything concrete.

The last couple of weeks the economy as defined by the Press and been going farther in the toilet. Now, the fact that this is not true which we will explain is not important. What is important is that you think it is going down the slippery slope to Depression is all that matters. The second thing that you must accept as fact is that your vote, while very important, will help one side or the other get into office and stop it from getting worse. Oh the fairy tales we tell ourselves are so wonderful in a magical sort of way.

First, is this the end of civilization as we know it? Not by a long shot. Why you ask with a look of disbelief on your face. Now of course that is not the same face you made when you heard that Heroes season was being cut short, or when you read that 24 was going to skip a whole year while Keifer Sutherland was trying to escape from a real jail or that Jennifer Garner was not coming back to star in Alias. No, those were major calamities which there is no recovery.

The current mess is a mess because a bunch of people decided that home values would only continue there upward march and do it at an every increasing double digit rate. The home bought in March for $300,000 would certainly be worth at least $350,000 by October of the same year. How difficult is that to imagine. Then those same geniuses calculated with super computer models that if you give a mortgage to someone with no money down and no real payments to make for say three to five years ... well that would certainly work out fine for everyone. It would not even be important if that borrower had any real income to make a meaningful payment. Why you ask? Well, the mortgage broker and real estate agent told Mr. I Have No Money or Assets Besides This Overpriced Home that is was okay because in three to five years the house would be worth at least $600,000 or more and he could refinance or sell and move to an even bigger home. Maybe this was not even going to be a primary residence ... well you could flip it for a large profit before it even finished being built, so no worry about making any payments.

So, to make a long story short ... everyone over leveraged themselves ... people at the top got multi-million dollar bonuses for their genius of taking their companies out on limb and a saw to cut it off behind themselves. More people were hired to get more mortgages like these. More bankers were hired to give these mortgages. Investment vehicles were created for more banks, insurance companies, state governments, foreign countries and wealthy individuals so they could get in on the over leveraged highly speculative mortgages. Then along comes a little breeze and the house of cards comes down.

More on collective stupidly later.

So, what would Senator Obama or Senator McCain have done differently? What specifically would they as President done different? All of the necessary regulations to have stopped this are on the books. More than enough government agencies exist to deal with this issue. Tell me what would you have got Congress who sucks the tit of the Finance Industry to do differently? What would you have done to States and Municipalities to stop them from enjoying the economic boom as the value of their real estate was escalating producing higher tax revenues?

Senator Obama -- more regulation? Exactly what does that mean and how would it have stopped anything? How would you get the 535 members of Congress to produce any effective regulations even if you knew what it was? How will you pay for this new regulations, all of your promises while only taxing the super rich, make the economy grow to produce more jobs while reducing the incentive to earn more money and become one of the rich? Please show us a detailed map of your road to Hope and Change. Could you show us one bill you introduced into Congress during your long tenure to have stopped this disaster? How about one bill introduced in the Illinois legislature? Oh, none ... so its all talk and no action ... how exciting ... what will the future hold?

Senator McCain -- reverse the trend of deregulation and accomplish what? Strike out at the greedy people on Wall Street ... but what about the greedy real estate agents and mortgage brokers in Arizona where a significant portion of the greed actually took place. Would these be the same greedy people that you helped bail out of the Savings and Loan debacle? Besides a 9/11 Commission, how would you actually penalize those Greedy Wall Street Mongrels and their Washington Supporters?

Could you please direct me to one person who gets to ask questions to the candidates and have them ask on TV anything like these.

Please save me from more of the Change / Hope / Believe in Me / Details to follow after you elect me.